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Harold Oshima is a financial consultant and investment advisor specializing in small business and real estate development with an emphasis in financial analysis of real estate acquisitions, development and operations . He has considerable experience in feasibility analysis, financial pro-formas, syndications and real estate financing issues. He is also a specialist in the development of Charter Schools in low-income areas. Mr. Oshima serves as financial analyst and consultant for a number of for-profit and non-profit organizations and is a member of the Board of Directors for VMC Systems, Inc. and Elmira Realty Corporation.